Smart Pay Page

Privacy Policy

Last updated: 08/29/2025

1. Scope

This Privacy Policy explains how Smart Pay Page (“we”, “us”, “our”) collects, uses, shares, and protects personal and business data when you use our Service.

2. Data We Collect

  • Account Data: Name, email, password hash, verified Stripe account details, organization/business information.
  • Payment Page Data: Page titles, product/service descriptions, prices, redirect URLs, branding, settings.
  • Technical Data: IP address, device/browser information, logs, usage analytics, cookies.
  • Payment Events: Status, amounts, timestamps. (Card data is processed directly by Stripe; we do not store card numbers).

3. How We Use Data

  • To provide, operate, and improve the Service.
  • To authenticate users and prevent fraud.
  • To review and verify businesses before granting access (KYC/business checks).
  • To comply with legal/regulatory obligations (e.g., tax, accounting, AML/KYC).
  • To provide customer support and communicate with you.

4. Sharing

  • Processors: Stripe (payments), communication providers (email/SMS), analytics tools.
  • Legal Requirements: We may share information with regulators, law enforcement, or courts if legally required.
  • We do not sell your personal data.

5. Security

We use industry-standard security practices:

  • Encryption in transit and at rest.
  • Role-based, least-privilege access.
  • Audit logging and monitoring.
  • Sensitive card data never touches our servers; it is handled directly by Stripe.

6. Data Retention

Account, business verification records, and transaction logs are retained as required by law/regulation. When no longer needed, data is deleted or anonymized.

7. International Transfers

Your data may be processed outside the United States. Where this occurs, we apply appropriate safeguards to ensure compliance with data protection requirements.

8. Your Rights

  • Access, correct, or delete your personal data (subject to legal/regulatory requirements).
  • Request data portability.
  • Opt-out of marketing communications.
  • Manage cookies through your browser settings.

9. Children

Our Service is not intended for individuals under the age of 18. We do not knowingly collect data from children.

10. Contact

Privacy: privacy@smartpaypage.com
General/Support: info@smartpaypage.com