Terms & Conditions – Smart Pay Page

1. Introduction

Welcome to Smart Pay Page (the “Service”), provided by Mamdani Inc, registered in Delaware, USA (“we”, “us”, “our”). The Service enables you to generate branded payment pages for your customers. You will connect your own Stripe account, and the payment pages you create will process transactions directly through your Stripe account. We charge a subscription fee for the use of our platform. Stripe’s UI is not exposed to end customers.

2. Accounts, Eligibility & Verification

To register, you must provide a valid email, secure password, and accurate business information. Access to the Service is by approval only. Before registration, you must submit your business details for review. If approved, we will provide you with an invitation code to complete registration. Only verified businesses with an active and valid Stripe account are eligible. We may refuse or terminate access for prohibited industries (including but not limited to gambling, adult content, illegal goods/services) or for suspected fraud.

3. Payments, Settlement & Fees

• Each customer payment is processed via your connected Stripe account.
• Card data is transmitted directly to Stripe; we do not store card details.
• Our platform charges monthly subscription fees (see Pricing). Stripe’s processing fees are separate.
• All platform fees are non-refundable unless required by law.
• The statement descriptor should clearly identify your business (e.g., “Smart Pay Page*YOURBIZ”).

4. Use Across Multiple Websites

• You may generate and embed payment pages across multiple domains you control. Regardless of domain, funds settle only to your Stripe account.
• Team members/end-users in your organization do not receive funds directly from Stripe; they only access dashboards and records.

5. Refunds, Chargebacks & Disputes

• You are solely responsible for handling customer refunds. Platform fees are not refundable.
• Chargebacks and disputes are managed under Stripe’s policies. You are responsible for submitting evidence. We surface logs/webhooks to assist.

6. Acceptable Use & Prohibited Businesses

• No illegal goods/services, fraud, money laundering, or activity restricted by law or Stripe’s prohibited/restricted list.
• No gambling, adult services, or any business deemed high-risk.
• No unauthorized security testing, scraping, spam, or abuse.

7. Data Processing & Security

• We process metadata, page configuration, and event logs. Card data is handled directly by Stripe.
• We implement encryption, role-based access, least-privilege, and audit logging. A Data Processing Addendum (DPA) is available on request.
• You are responsible for safeguarding API keys/webhooks and notifying us of any breach.

8. Taxes & Invoicing

You are responsible for calculating and remitting any taxes related to your sales. We provide reporting tools and exports to aid compliance.

9. Intellectual Property

The Service, software, and branding remain the property of Mamdani Inc. You are granted a limited, revocable, non-transferable license to use the Service.

10. Service Changes & Termination

• We may update features, pricing, or fees with prior notice for material changes.
• We reserve the right to suspend or terminate accounts that violate these Terms.

11. Warranties & Liability

• The Service is provided “as is” without warranties of any kind.
• To the maximum extent permitted by law, we disclaim all implied warranties (merchantability, fitness, non-infringement).
• We are not liable for indirect, incidental, or consequential damages. Our total liability is capped at the fees paid to us in the 3 months prior to the claim.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of the United States (Delaware jurisdiction). Disputes should first be attempted amicably. If unresolved, the courts of Delaware shall have exclusive jurisdiction.

13. Contact

Legal: legal@smartpaypage.com
General/Support: info@smartpaypage.com